Online ACH Payment

Select the type of payment you would like to make:

Fund your retirement account

Send investment income to your account

Pay account fees or invoices

Make a Contribution ​

Use this secure payment portal to make contributions to your Horizon Trust retirement account. Whether you’re making a one-time contribution or setting up recurring deposits, this page will guide you through the process and help ensure your funds are applied correctly.
 
Contributions may be made using personal funds or, for employer-sponsored plans, as either employee or employer contributions.
 
Need to know the contribution limits? Click here.

Step 1

Access the Secure ACH Payment Portal

Use the button below to access the Payment Portal.

Contribution Form

Complete and submit this form to make contributions to your IRA.

Step 2

Determine Payment Type

Option A:
One Time Payment

No registration is required for Quick Pay. Ideal for single-use payments.

  • Enter all required information, including:
    • Client Account Number (required)
    • Your contact and bank account details


⚠️ Note: Quick Pay does not save any payment methods or provide a history.

Option B:
Register for a Full Account (Recommended)

Registering allows you to:

How To Register For A Full Account

To register:

Set Up Recurring Contributions

Registered users can also schedule recurring ACH contributions to their Horizon Trust account!

  • Choose frequency (e.g., monthly, quarterly, annually)
  • Select a start date
  • Assign the bank account to be used
  • Set the contribution amount
  • Indicate the contribution tax year
  • For employer-sponsored plans, specify if it’s an employee or employer contribution

Funds will be deposited automatically on the scheduled dates—saving you time and ensuring consistency in your retirement savings.

To take advantage of this feature:

  1. Register and log in to the portal
  2. Go to “Make a Payment”
  3. Choose “Recurring Payment” and follow the prompts


Reminder
: Be sure to submit the Contribution Form and indicate Recurring to ensure the funds are accurately applied.

Step 3

Enter Payment Details

After logging in or selecting Quick Pay, click ‘Make a Payment’ and provide:

Client Account Number

Required to apply payment accurately

Pay This Amount

Enter the payment amount

Payment Type

Select: IRA/401(k) Contribution

Payment Description

Provide a detailed purpose of payment:

Contributions: Indicate the tax year.
For employer-sponsored plans, specify whether it is an employee or employer contribution.

Asset Payment

Use this secure payment portal to submit funds generated by or related to an asset held within your Horizon Trust retirement account.

Common reasons include loan repayments, interest payments, return of principal, rental income, investment distributions, and other asset-related deposits.

Step 1

Access the Secure ACH Payment Portal

Use the button below to access the Payment Portal.

Deposit Submission Form

Complete and submit this form to make a deposit.

Step 2

Determine Payment Type

Option A:
One Time Payment

No registration is required for Quick Pay. Ideal for single-use payments.

  • Enter all required information, including:
    • Client Account Number (required)
    • Your contact and bank account details


⚠️ Note: Quick Pay does not save any payment methods or provide a history.

Option B:
Register for a Full Account (Recommended)

Registering allows you to:

How To Register For A Full Account

To register:

Set Up Recurring Asset Payments

Registered users can also schedule recurring
ACH payments to their Horizon Trust account!

  • Choose frequency (e.g., monthly,
    quarterly, annually)
  • Select a start date
  • Assign the bank account to be used
  • Set the deposit amount

Funds will be deposited automatically on the scheduled dates—saving you time and ensuring consistency in your retirement savings.

To take advantage of this feature:

  • Register and log in to the portal
  • Go to “Make a Payment”
  • Choose “Recurring Payment” and follow the prompts


Reminder
: Be sure to submit the Deposit Submission Form and indicate Recurring to ensure the funds are accurately applied.

Step 3

Enter Payment Details

After logging in or selecting Quick Pay, click ‘Make a Payment’ and provide:

Client Account Number

Required to apply payment accurately

Pay This Amount

Enter the payment amount

Payment Type

Select one:

  • Note Payment
  • Rental Income
  • Dividend 
  • Other
Payment Description

Provide a detailed purpose of payment:

Asset-related payments: Include the CUSIP and specify the type of payment, e.g.:

  • Rental Income
  • Interest Payment
  • Principal Payment
  • Other Investment Income

Need the CUSIP(Ticker)?

The CUSIP is required for payments related to specific assets. To locate the CUSIP:

Log in to the Horizon Trust client portal

Navigate to Portfolio and select the applicable account

Select “Assets” tab

Locate Ticker/Code next to Asset Name

Example

Processing Timeline & Notes

  • Payments submitted by 4:00 PM PST are processed the same business day.
  • Payments submitted after 4:00 PM PST will be processed the next business day.

All incoming ACH deposits are subject to a 5-business day hold.

Need Help?

If you have questions about payment types, locating the CUSIP, or completing a form:

Proven Success. Trusted Leadership. Real Impact.

At Horizon Trust, we make it simple to open and manage a Self-Directed IRA, so you can take control of your retirement on your terms. Founded by Greg Herlean, who has overseen more than $1.3 billion in real estate transactions, Horizon Trust was built by someone who understands what self-directed investors need: personalized service, fast transactions, and a custodian that stays out of your way.

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