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Horizon Trust Self-Directed IRA Blog

IRA and Self-Directed IRA: What’s the Difference?

Thinking about converting your current IRA into a self directed IRA (SDIRA)? It pays to know what advantages and disadvantages a SDIRA offers. Both an IRA and a SDIRA offer the same tax advantages, whether it’s a Roth IRA or traditional IRA. They are also both limited by the same regulations from the IRS. The difference mainly lies in the investment options available between the two and the role of the account owner.