Connect With Us

Client Portal

Make a payment

A SIMPLE Plan to Save for Retirement

SIMPLE IRAs allow employer-matching contributions and have less paperwork than other retirement accounts. Find out if it’s right for you!

Get the Ultimate Simple IRA eBook!

While retirement plans are cherished for their tax benefits and investment opportunities, they are often steeped in paperwork, reporting requirements, and fees.

While a SIMPLE IRA is an acronym for Savings Incentive Match Plan, it might as well just be called a SIMPLE IRA because it’s so straightforward.

Under a SIMPLE IRA plan, employers can enjoy the benefits of tax-deferred investment opportunities with higher contribution limits, no federal reporting requirements, and the ability to match employee contributions.

One of the most appealing aspects of a SIMPLE IRA is that contributions are tax deductible. This means you can give your employees more benefits while reducing your own tax burden. It’s a win-win situation!

This FREE ebook will tell you everything you need to know about SIMPLE IRAs, including:

  • How they work
  • Fees
  • Distributions and Withdrawals
  • Rules
  • Contribution Limits
  • Employer Contribution Options
  • Disclosure Requirements

Plus, we’ll walk you through the process of opening a SIMPLE IRA in three steps. How simple is that?

Fill out the form below to get your free ebook and decide whether a SIMPLE IRA is right for you.

Download the Ebook

The Horizon Trust Advantage

Easy-to-Use Financial Portal

  • Total control over your investment decisions
  • Ability to access alternative assets like real estate and crypto
  • Industry-leading financial account portal
  • Transactional-free pricing

Educational Resources

  • Self-Directed: Self-Made Success book
  • Dozens of account forms and disclosures
  • Investment blog with the latest insights
  • Educational newsletter with the latest investment trends
  • Investment Corner

Multiple Account Options

  • Roth SDIRA
  • Traditional SDIRA
  • SEP SDIRA
  • SIMPLE SDIRA
  • Individual 401(k)
  • HSA
  • CESA
Download the Ebook

5-Star Rated Custodian

 
 
 
 
 
 
 
  
 
 
 
 Posted on Google Google 
 
 L Brown profile picture 
 
 
 L Brown 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Valerie was amazing! If y’all weren’t so busy, I would call back just to visit!
  
 
  
 
 
 
 Posted on Google Google 
 
 R Bush profile picture 
 
 
 R Bush 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Taddie was super helpful today and she was able to resolve all of my questions and issues in one call - fantastic!
  
 
  
 
 
 
 Posted on Google Google 
 
 L Randall profile picture 
 
 
 L Randall 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Valerie was especially helpful waking me through the steps necessary to get into the portal and then to access a particular document. Very helpful, pleasant interaction.
  
 
  
 
 
 
 Posted on Google Google 
 
 K Freitas profile picture 
 
 
 K Freitas 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Fantastic service! Dana was wonderful and is passionate about what she does. She highly cares for her customers. I felt valued and trusted her expertise.
  
 
  
 
 
 
 Posted on Google Google 
 
 C Matellan profile picture 
 
 
 C Matellan 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I want to sincerely thank Jessie and Dana for the excellent service they provided. They smoothly walked me through the entire process, truly held my hand every step of the way, and patiently answered all of my questions—and I had a lot! Their knowledge was impeccable, and their support made everything easy and stress-free. I would highly recommend Horizon Trust to anyone. Thank you!
  
 
  
 
 
 
 Posted on Google Google 
 
 M P. profile picture 
 
 
 M P. 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Robert answered all of my questions perfectly!
  
 
  
 
 
 
 Posted on Google Google 
 
 R Spennato profile picture 
 
 
 R Spennato 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Great experience with Amber, Mercie so far! Buttoned up with great communication and follow up…
  
 
  
 
 
 
 Posted on Google Google 
 
 A Thompson profile picture 
 
 
 A Thompson 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
The team members at Horizon Trust Company are prompt in responding to questions.  I've had a great experience with their customer service.
  
 
  
 
 
 
 Posted on Google Google 
 
 S Han profile picture 
 
 
 S Han 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Great company to work with! Amazing team and they went above and beyond to help me understand the SDIRA process. My friends are now using Horizon as well so we can invest in more real estate opportunities that we couldn't get into with old 401ks.
  
 
  
 
 
 
 
    
 
 Verified by Trustindex  
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Your Future, Backed by Our Track Record

Clients Empowered
0 +

Trusted by investors nationwide to take control of their retirement through Self-Directed IRAs.

in Assets Under Custody
Over $ 0

Helping clients grow and protect wealth across real estate, crypto, and private investments.