A self-directed retirement account is a retirement account that allows you to invest in assets typically restricted by “traditional” retirement accounts. 

The most common self-directed retirement account is a self-directed IRA (SDIRA), but it can come in many forms, including a Roth SDIRA, SIMPLE SDIRA, or an  Individual 401(k). 

Self-directed retirement accounts are administered by custodians like Horizon Trust, which act as passive vehicles to ensure that you complete transactions within appropriate IRS guidelines and report all relevant tax information during tax season. 

Benefits of Self-Directing for Retirement

• Greater Control: You have the autonomy to make investment decisions based on your knowledge and expertise.
• Diverse Investment Options: Invest in a wide range of assets beyond traditional stocks and bonds, including real estate, precious metals, private equity, and more.
• Higher Potential for Higher Returns: Assets like real estate and private equity come with higher risk but much higher rewards. 
• Portfolio Diversification: Truly diversify your portfolio by getting your retirement account out of the stock market and into tangible assets like gold and real estate. 
• Hedge Against Market Volatility: Beat out inflation with the high returns earned from assets like gold, real estate, and more. 
• Tailored Investment Strategy: Customize your strategy to match your risk tolerance and long-term goals.
• Tax Advantages: SDIRAs come in Traditional or Roth structures, which offer several tax advantages to investors. 
• Personal Satisfaction: Invest in areas you’re passionate about!