Top 15 Must-Know Real Estate IRA Rules

Real estate investments can be rewarding if you are vigilant. It isn't as simple as buying up property and allowing it…

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2025 Tax Time: Reporting on your Self-Directed IRA

2025 Tax Time: Reporting on your Self-Directed IRA

Discuss your self-directed IRA taxes with your IRA custodian. Get the proper forms, report your IRA earnings, and leave…

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An IRA is an excellent tool for building wealth for retirement, whether it’s your primary retirement account or used in conjunction with other vehicles, like a 401(k). When you choose a standard IRA, you automatically gain access to common assets, like stocks, bonds, and mutual funds. These can serve as a solid base for growth and are an excellent option for individuals looking for a hands-off investment approach. However, there may be better options depending on your goals, risk tolerance, and retirement timeline. Alternative assets, like real estate and private equity, can help you hedge against volatile markets while providing the potential for higher returns. These assets are only available to self-directed IRAs (SDIRAs), a type of retirement account that offers more control and greater flexibility, as long as you’re willing to manage your portfolio actively. Here’s what you need to know about traditional and alternative assets, the accounts that hold them, and how to choose the best option for your goals.

Common vs Alternative Investments: What’s the Difference?

A solid choice would be to combine the efforts into one well-rounded portfolio. A mix of steady and high-risk…

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Ultimate Cheat Sheet for Investing with a Roth IRA

A Roth IRA is a retirement savings account that offers tax-free investment growth, rather than the traditional IRA’s…

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Investment Growth Plans Explained: Tax-Free vs Tax-Deferred

Investment Growth Plans Explained: Tax-Free vs Tax-Deferred

Both tax-deferred and tax-free investment will help you reach your financial goals. Plan according to your financial…

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