Amortization Schedule Calculator

Estimate your loan payment, total interest and payoff date, and see the full payment-by-payment amortization schedule.

Loan information

The total amount being borrowed.

How often a payment is made. Paying more often reduces total interest.

The stated annual rate on the loan.

The first payment falls one period after this date, or later if a deferral is selected. The loan always ends the full term after this date.

How long the loan is scheduled to run. Enter it in months for a term like 58 or 60, or switch to years. Switching to Years rounds to the nearest whole year.

Two payments maximum. A deferral does not extend the loan — the payoff date stays fixed and the deferred payments come out of the count. Interest accrues during the deferral and is added to the balance.

Scheduled payment

Every month for 60 months:

$0.00

$0.00 paid in total over the life of the loan

Questions about a loan against your account?

Schedule a Call

Scheduled payment

$0.00

Per period

Number of payments

0

Scheduled

Total interest

$0.00

Cost of borrowing

Payoff date

—

Final scheduled payment

Loan breakdown over time

Balance Principal paid Interest paid

Payment breakdown

Swipe the table sideways to see payment, principal and interest.

Full amortization schedule
# Payment date Current balance Scheduled payment Principal Interest Cumulative interest

Horizon Trust Company is a passive custodian and as such only performs the duty of a custodian. Horizon Trust Company does not provide advice, sell investments, nor offer any tax or legal advice. The data outlined on this page is for informational purposes only. Always consult with your own CPA, Financial Advisor, or legal counsel before making any financial decisions. This schedule assumes every payment is made in full and on time, and that the rate does not change.

Disclaimer

Horizon Trust Company is a passive custodian and as such only performs the duty of a custodian. Horizon Trust Company does not provide advice, sell investments, nor offer any tax or legal advice. The data outlined on this page is for informational purposes only. Always consult with your own CPA, Financial Advisor, or legal council before making any financial decisions.

Discover How Investors Use IRAs for High-Growth Assets

Learn how a Self-Directed IRA can unlock access to high-growth investment opportunities—while maintaining tax-advantaged status. Get the details in our free resource.

5-Star Rated Custodian

Posted on Google Google
L Brown profile picture
L Brown
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Valerie was amazing! If y’all weren’t so busy, I would call back just to visit!
Posted on Google Google
R Bush profile picture
R Bush
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Taddie was super helpful today and she was able to resolve all of my questions and issues in one call - fantastic!
Posted on Google Google
L Randall profile picture
L Randall
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Valerie was especially helpful waking me through the steps necessary to get into the portal and then to access a particular document. Very helpful, pleasant interaction.
Posted on Google Google
K Freitas profile picture
K Freitas
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic service! Dana was wonderful and is passionate about what she does. She highly cares for her customers. I felt valued and trusted her expertise.
Posted on Google Google
C Matellan profile picture
C Matellan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I want to sincerely thank Jessie and Dana for the excellent service they provided. They smoothly walked me through the entire process, truly held my hand every step of the way, and patiently answered all of my questions—and I had a lot! Their knowledge was impeccable, and their support made everything easy and stress-free. I would highly recommend Horizon Trust to anyone. Thank you!
Posted on Google Google
M P. profile picture
M P.
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Robert answered all of my questions perfectly!
Posted on Google Google
R Spennato profile picture
R Spennato
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience with Amber, Mercie so far! Buttoned up with great communication and follow up…
Posted on Google Google
A Thompson profile picture
A Thompson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The team members at Horizon Trust Company are prompt in responding to questions. I've had a great experience with their customer service.
Posted on Google Google
S Han profile picture
S Han
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great company to work with! Amazing team and they went above and beyond to help me understand the SDIRA process. My friends are now using Horizon as well so we can invest in more real estate opportunities that we couldn't get into with old 401ks.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more