A Better Way for SMBs to Save for Retirement: The SEP IRA
While 401(k)s are still the most popular small business retirement plan, they are complicated and contain several cumbersome rules and regulations.
A simpler option is to set up a Simplified Employee Pension plan, or SEP IRA, which functions similarly to a traditional pension plan but with the tax benefits of an IRA.
With less paperwork, high contribution limits, and the ability to self-direct, SEP IRAs are a great way for small business owners (SMBs) to save for retirement without stressing about it. Plus, they make a great employee perk if you’re looking to keep your best workers around.
This free ebook will teach you everything you need to know about SEP IRAs so you can decide whether one is right for you. In this ebook, you’ll learn the following:
- The basics of a SEP IRA
- Contribution limits and investing rules
- Comparisons between SEP IRAs and Roth IRAs
- Comparisons between SEP IRAs and Solo 401(k)s
- How to self-direct your SEP IRA
- How to open a SEP IRA account
Click the link below to download your free ebook about SEP IRAs.
Download our free ebook to learn how SEP IRAs offer a simpler, tax-advantaged retirement plan for SMBs!
The Horizon Trust Advantage
Easy-to-Use Financial Portal
- TOTAL CONTROL OVER YOUR INVESTMENT DECISIONS
- ABILITY TO ACCESS ALTERNATIVE ASSETS LIKE REAL ESTATE AND CRYPTO
- NDUSTRY-LEADING FINANCIAL ACCOUNT PORTAL
- TRANSACTIONAL-FREE PRICING
Educational Resources
- SELF-DIRECTED: SELF-MADE SUCCESS BOOK
- DOZENS OF ACCOUNT FORMS AND DISCLOSURES
- INVESTMENT BLOG WITH THE LATEST INSIGHTS
- EDUCATIONAL NEWSLETTER WITH THE LATEST INVESTMENT TRENDS
- INVESTMENT CORNER
Multiple Account Options
- ROTH SDIRA
- TRADITIONAL SDIRA
- SEP SDIRA
- SIMPLE SDIRA
- INDIVIDUAL 401(K)
- HSA
- CESA