Retirement should be liberating, not stressful. Yet many Americans worry about having enough savings to maintain their lifestyle. With over 60% of adults holding tax-advantaged retirement accounts, planning early is key to financial security.

This free checklist gives you step-by-step guidance so you can confidently prepare for the future, whether you’re 10 years out or approaching retirement.

Inside this guide, you’ll learn how to:

• Maximize Retirement Accounts – Open and contribute to IRAs, 401(k)s, and self-directed accounts to take full advantage of tax benefits and compound growth.
  
• Build a Retirement Budget – Estimate your expenses and create a plan to fund housing, healthcare, travel, and everyday costs.
  
• Make Smart Investment Choices – Diversify your portfolio with traditional and alternative assets to protect and grow your savings.
  
• Finalize Your Retirement Plan – Prepare for required minimum distributions, Social Security, and other income streams to ensure a smooth transition.
  

No matter where you are in your retirement journey, this checklist will help you organize, strategize, and take action to retire on your terms.